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4.1 The fees and charges associated with the go Henry Accounts and Card(s) form an integral part of the Agreement.

All fees and charges may be found clearly displayed on our website.

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Registered office of IDT Financial Services Limited: 57-63 Line Wall Road, Gibraltar. go Henry also provides support for go Henry users, as set out below.1.4 This Agreement will commence on the Commencement Date (the date you sign up for go Henry and accept the Agreement in doing so) and will terminate in accordance with Clause 10.

This Agreement and all communications between us and you shall be in the English language.

This Agreement should be read in conjunction with the go Henry Privacy Policy which sets out further terms and information in relation to the use of the Accounts and go Henry Card(s).1.2 go Henry Cards are issued by IDT Financial Services Limited pursuant to a license from Visa Europe Ltd.

IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. At all times the go Henry Card remains the property of IDT Financial Services Limited.1.3 The production of go Henry Cards and the technology and systems required to operate go Henry Services are provided by go Henry Ltd (registered in the United Kingdom).

Please note that as part of this process, your personal information may be disclosed to credit reference and fraud prevention agencies.

3.2.1 Documents we accept as verification of identity and address: UK Passport, full UK Driver’s Licence, a current Council Tax Bill or a Bank Statement plus a utility bill dated within the past 3 months. reports to IDT Financial Services Limited, who is regulated by the FSC (Financial Services Commission, Gibraltar).

2.1 A go Henry Prepaid Visa Card is a payment card which can be used worldwide to pay for goods and services at participating merchants that accept Visa cards.

This means it can be used for holidays and school trips as well as at home.

Please see our Privacy Policy for more information.

3.2 We need to know that you are at least 18 years old and a UK resident before we can issue you with a go Henry Parent Account and provide a go Henry Child Account and Card to your child.

We use this information to administer your Card and the go Henry Services and to help us identify you and your Card in the event that it is lost or stolen.

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